May 2026

I thank the hon. Gentleman for that. After the election, the Government said they were working closely with industry to roll out 350 banking hubs across the UK, which is very welcome, and that the banking sector was committed to deliver those hubs by the end of this Parliament. But that is not far off just one for every two constituencies, and we need more and much better targets than that.

Absolutely. I would consider those to be basic services that people should be able to access as close to their own community as they possibly can. I was perplexed to read, in response to a written question from November last year, that the Government do not hold any bank closure data at all, despite the figures that I have quoted from Link. That is concerning when it is considered alongside the policy of 350 banking hubs, as neither the Government nor we who provide scrutiny can determine defini

That gets to the heart of the matter. There is not an understanding by either the regulators or the banks themselves of the impacts that those closures have on communities that view themselves as being neighbours and part of a wider community, and the cumulative impact of that is significant.

Absolutely. I turn to the inadequacies in the current framework, and I will try to make some progress. Current criteria include the number of remaining branches, the population size and the retail centre size, which is frankly ridiculous when some communities can be compact while others can have a narrow spread over a greater distance, often constrained by physical landscape and infrastructure features, such as rivers, railway lines, roads and, in some cases such as in my constituency, the foot

Absolutely. I am about to talk about the critical services offered by banks through banking hubs, which addresses the hon. Gentleman’s point. Community bankers located within banking hubs can offer much needed savings, loan and mortgage advice. Recently, a local community leader in Grantown made the strong point that basic business support, such as collecting change, depositing and withdrawing cash, transferring money between business accounts, making payments, managing cards, fraud support and

Absolutely. Again, that goes back to the point I made about people needing a business service and basic business advice without having to travel dozens of miles to access that. Setting up a business is hard at the best of times, and having simple access to somewhere that will answer simple questions is really important. To conclude my 12-minute speech that has now lasted for 20 minutes, banking hubs would make a massive difference to communities like Lossiemouth, Grantown, Aviemore and Nairn, an

Less than two weeks ago, the SNP secured a landslide, record-breaking Scottish election victory, including the election of two constituency MSPs who have left this place for Scotland’s Parliament. I know that regardless of political difference, there is a significant level of respect across the parties for their contributions in this Chamber and to the wider work of Parliament. That experience will stand them in good stead for what lies ahead in Holyrood. Much more respect for Scottish voters is

As my hon. Friend knows, the then Defence Committee did two reports into this question, and in the course of those inquiries, we interviewed four eminent professors of law, including one particularly famous left-wing one. We did not ask them what they wanted to happen; we asked them what could legally be done about a statute of limitation. They all agreed, however reluctantly, that it would be legal to have a statute of limitation provided that it was coupled with a truth recovery process that m

The hon. Member for Newcastle upon Tyne North (Catherine McKinnell) has such a sunny personality that I always feel cheered up after listening to her contributions, even when she is the bearer of somewhat disappointing news about the economy. I was also impressed by the speech of the former Secretary of State for Health, the right hon. Member for Ilford North (Wes Streeting), who is just about to escape from the Chamber. However, it did leave me wondering what my headline would be if I were a pa

Before the Minister pointed it out himself, I was going to acknowledge his long and honourable record of opposing the killer in the Kremlin when he was on the Opposition Back Benches. I have no reason to believe that he has changed his mind, but does he agree with me that this complex issue has been handled very, very clumsily, to put it mildly? Would it not have been better to have made a statement, rather than having to respond to an urgent question? Were the Ukrainians given this quite compli

When a child views an inappropriate image online, they cannot unsee it. I have been horrified recently by the number of parents coming to me about inappropriate ads popping up on kids’ digital games. Some of the images are horrendous, and children are viewing them at a very early age. Will the Secretary of State meet me to discuss this ongoing issue?

The sanctions on Russian gas and oil were put in place for good reason, as we know, but I seriously question how environmentally friendly it is to import supplies of gas and oil, when we have one of the largest sources of natural resources just off the coast of Scotland. The Government continue to refuse to allow it to be further explored. The madness of the pursuit of net zero is exposed by the fact that there is more pollution involved in importing these products, instead of drilling for our o

Parliamentary appearance by Mr Bayo Alaba

I was born in Harlow, would you believe it, Mr Speaker? Can the Secretary of State guarantee that under Labour’s EU reset, Britain will not align with any EU tech rules, including the AI Act?

There was no clear answer from the Secretary of State. It sounds like Labour is about to trade away our Brexit freedoms on tech regulation, yet tech Ministers have been briefing behind the scenes that we must not lose Britain’s Brexit freedoms on tech when it comes to AI, data and agritech. Will she now publicly admit what her Ministers have been briefing behind closed doors: Brexit was not some exercise in nostalgia pushed on us by uninformed thickos? It has given Britain a competitive advantag

If His Majesty’s most Gracious Speech was meant to show that this Government have grasped the scale of the danger facing Britain, it fell a long way short. We live in a more dangerous world than at any point since the end of the cold war. Vladimir Putin is waging war in Europe, and Ukraine is fighting not just for its very survival, but for the security of our entire continent. Across Europe, we are seeing sabotage, cyber-attacks, disinformation, intimidation and hybrid warfare. Further afield,

As has been pointed out, defence spending has been reduced by successive Governments over a very long period of time, so focusing on the Liberal Democrats’ record alone is somewhat unfair, to say the least.

The right hon. Member enjoys raising the coalition quite a lot. You are talking about the nuclear submarines, aren’t you? That is what you asked about.

The Liberal Democrats have reaffirmed our commitment to our nuclear deterrent repeatedly, and we will continue to do so. The defence investment plan is still not published. Industry is still waiting for certainty, and our allies are still waiting for clarity. Our armed forces are still waiting for the investment that they need, so it was deeply disappointing that the promised defence readiness Bill was not included in the King’s Speech. It speaks volumes that the Government’s own Bill on readine

Learning from Ukraine has been very important. To be fair, the Government have made some steps in that direction, but we can always do more to learn from our friends who are testing this technology in the field day in, day out. Defence takes time. Industry needs a demand signal, our allies need confidence and our adversaries need to see resolve. That is why the Liberal Democrats call on the Government to commit to spending 3% of GDP on defence by 2030 at the latest. That is not a slogan or a pre