Graham Leadbitter

Spoke in debate: Costs for Motorists

Parliamentary appearance by Graham Leadbitter

Costs for Motorists

Scotland is an energy superpower, so it is particularly galling for constituents and businesses in my constituency, which is a two and a half hour drive end to end, and where road vehicles are an absolute necessity to conduct daily life, to face the prices they currently face. Will the Government commit to using the hundreds of millions of pounds of extra tax revenue from VAT for a VAT freeze for the duration of the current crisis?

Voted AYE on: King's Speech Motion for an Address: amendment (l)

Graham Leadbitter voted AYE on 'King's Speech Motion for an Address: amendment (l)' (78-408, defeated)

Voted AYE on: King's Speech Motion for an Address: amendment (l)

Graham Leadbitter voted AYE on 'King's Speech Motion for an Address: amendment (l)' (78-408, defeated)

Voted NO on: King's Speech Motion for an Address

Graham Leadbitter voted NO on 'King's Speech Motion for an Address' (307-171, passed)

Banking Hubs

It is pleasing to see a significant number of Members in the Chamber to be part of this Adjournment debate, by hearing it and perhaps by participating. I am aware of about 15 hon. Members who have asked to intervene on me, which is a high number for an Adjournment debate. There may be more whom I am unaware of. The Minister has kindly indicated that she is also happy to take interventions, so if hon. Members feel like spreading the love when they think I have had enough, that would be much appre

Spoke in debate: Defence Readiness

Parliamentary appearance by Graham Leadbitter

Voted NO on: King's Speech Motion for an Address

Graham Leadbitter voted NO on 'King's Speech Motion for an Address' (307-171, passed)

Banking Hubs

I absolutely agree about face to face, particularly for vulnerable people, but also for businesses or maybe somebody who might be thinking about starting up in business. Being able to talk to a community banker who can give them a little bit of early advice about access to basic business services is really helpful.

Banking Hubs

The hon. Gentleman makes a fantastic point and I will come on to that later in my remarks.

Banking Hubs

Yes, and I thank the hon. Member for that intervention. We are down to six bank branches in an area that takes two and a half hours to drive around. It is simply impossible for many people in those areas to access those services.

Defence Readiness

Less than two weeks ago, the SNP secured a landslide, record-breaking Scottish election victory, including the election of two constituency MSPs who have left this place for Scotland’s Parliament. I know that regardless of political difference, there is a significant level of respect across the parties for their contributions in this Chamber and to the wider work of Parliament. That experience will stand them in good stead for what lies ahead in Holyrood. Much more respect for Scottish voters is

Spoke in debate: Banking Hubs

Parliamentary appearance by Graham Leadbitter

Banking Hubs

Absolutely. I am about to talk about the critical services offered by banks through banking hubs, which addresses the hon. Gentleman’s point. Community bankers located within banking hubs can offer much needed savings, loan and mortgage advice. Recently, a local community leader in Grantown made the strong point that basic business support, such as collecting change, depositing and withdrawing cash, transferring money between business accounts, making payments, managing cards, fraud support and

Banking Hubs

Absolutely. I turn to the inadequacies in the current framework, and I will try to make some progress. Current criteria include the number of remaining branches, the population size and the retail centre size, which is frankly ridiculous when some communities can be compact while others can have a narrow spread over a greater distance, often constrained by physical landscape and infrastructure features, such as rivers, railway lines, roads and, in some cases such as in my constituency, the foot

Banking Hubs

That gets to the heart of the matter. There is not an understanding by either the regulators or the banks themselves of the impacts that those closures have on communities that view themselves as being neighbours and part of a wider community, and the cumulative impact of that is significant.

Banking Hubs

Absolutely. I would consider those to be basic services that people should be able to access as close to their own community as they possibly can. I was perplexed to read, in response to a written question from November last year, that the Government do not hold any bank closure data at all, despite the figures that I have quoted from Link. That is concerning when it is considered alongside the policy of 350 banking hubs, as neither the Government nor we who provide scrutiny can determine defini

Banking Hubs

I thank the hon. Gentleman for that. After the election, the Government said they were working closely with industry to roll out 350 banking hubs across the UK, which is very welcome, and that the banking sector was committed to deliver those hubs by the end of this Parliament. But that is not far off just one for every two constituencies, and we need more and much better targets than that.

Banking Hubs

Absolutely. That consistency is vital, but flexibility within the criteria is also vital. I will come on to that as well. It is frankly hard to stomach that the big high street banks use the argument of increased digital banking to justify local bank closures while building large, centralised banking centres in our cities. Surely the same argument can be applied to push workforce and management out to existing bank branches in local communities and enable that local workforce to carry out tasks

Banking Hubs

Certainly; there are some areas, particularly large estates in urban areas, where we can see services disappearing simply because of how people live their lives. It is important that the state takes action to protect those critical services that people access. I was a student in Glasgow, and I see lots of places where there were banks that I used when I was a student which simply do not exist any more.